Wednesday, July 11, 2012

Mortgage Rates Continue to Drop

Mortgage bond prices opened near unchanged this morning holding the gains from yesterday afternoon.

This morning represents a forward drop for MBS traders. The front month for delivery has rolled to August. This is a technical aspect of the bond market and has no real impact on daily rates. Secondary managers have been pricing into the August coupon for some time. What is most noticeable is the drop in bond prices as forward months fall approximately 8/32s to 10/32s.

Rates continue to find support from weakness abroad but Germany had an auction with a low yield overnight. Overall the news out of the euro zone is tame so far this morning.

We have a 10Y auction this afternoon along with the Fed minutes. Stock futures are slightly positive.

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